2025 Roth Ira Contribution Limits Table By Age. The ira and roth ira. The roth ira income limit to make a full contribution in 2025 is less than $150,000 for single filers, and less than $236,000 for those.
For single filers, in 2024 your modified adjusted gross income (magi) must be under $146,000. The contribution limit for both traditional and roth iras remains $7,000.